Chemung Financial Corp - Common Stock (CHMG)
Financial Services › State Commercial Banks
Price History
Feb 9, 2026 — May 5, 2026Investment Snapshot
- Trading 16% above Graham Number — above intrinsic value estimate
- Piotroski F-Score 3/9 — signs of financial weakness
- ROE of 5.1% — below-average profitability
Chemung Financial Corp - Common Stock (CHMG) is a Financial Services company operating in State Commercial Banks, listed on the NASDAQ , with a market capitalisation of $317 million . Key value metrics: P/E ratio 24.2, P/B ratio 1.24, Piotroski F-Score 3 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Chemung Financial Corp - Common Stock — Fundamental Analysis Summary
Chemung Financial Corp - Common Stock (CHMG) is currently trading 16% above its Graham Number of $56.83, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries an elevated trailing P/E ratio of 24.2x.
On financial health, CHMG shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 5.1% (sector average: 4.9%), and manageable leverage with a debt-to-equity ratio of 0.39.
StockPik's composite Value Score for CHMG is 55/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
CHMG shows earnings declining at 36%.
CHMG pays a modest dividend yield of 2.0%.