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Pathward Financial, Inc. - Common Stock (CASH)

NASDAQ Small Cap

Financial Services › National Commercial Banks

$88.64
Market Cap: $1.9B
Data as of Dec 31, 2025 (TTM)

Price History

Feb 9, 2026 — Mar 26, 2026

Investment Snapshot

  • Trading 1% above Graham Number — above intrinsic value estimate
  • Piotroski F-Score 6/9 — moderate financial health
  • Strong ROE of 22.4% with 23.4% net margin
  • Revenue growing at 11% annually

Pathward Financial, Inc. - Common Stock (CASH) is a Financial Services company operating in National Commercial Banks, listed on the NASDAQ , with a market capitalisation of $1.9 billion . Key value metrics: P/E ratio 10.1, P/B ratio 2.26, Piotroski F-Score 6 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
10.10
2.26
EPS
$8.78
Div. Yield
0.2%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Pathward Financial, Inc. - Common Stock — Fundamental Analysis Summary

Pathward Financial, Inc. - Common Stock (CASH) is currently trading 1% above its Graham Number of $88.07, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries a low trailing P/E ratio of 10.1x.

On financial health, CASH shows a moderate Piotroski F-Score of 6/9, and strong return on equity of 22.4% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.04.

StockPik's composite Value Score for CASH is 96/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

CASH shows revenue growing at 11% year-over-year, with earnings growing at 10%.

CASH pays a modest dividend yield of 0.2%.

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How is the Value Score calculated?
Read our full methodology →
How is the Graham Number calculated?
Benjamin Graham's intrinsic value formula, worked examples, and how to use it →
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