Credit Acceptance Corporation - Common Stock (CACC)
Financial Services › Personal Credit Institutions
Price History
Feb 9, 2026 — Jul 6, 2026Investment Snapshot
- Trading 78% above Graham Number — above intrinsic value estimate
- Piotroski F-Score 6/9 — moderate financial health
- Strong ROE of 28.9% with 18.9% net margin
- Revenue growing at 7% annually
Credit Acceptance Corporation - Common Stock (CACC) is a Financial Services company operating in Personal Credit Institutions, listed on the NASDAQ , with a market capitalisation of $6.9 billion . Key value metrics: P/E ratio 15.7, P/B ratio 4.54, Piotroski F-Score 6 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Credit Acceptance Corporation - Common Stock — Fundamental Analysis Summary
Credit Acceptance Corporation - Common Stock (CACC) is currently trading 78% above its Graham Number of $369.17, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries a reasonable trailing P/E ratio of 15.7x.
On financial health, CACC shows a moderate Piotroski F-Score of 6/9, and strong return on equity of 28.9% (sector average: 4.9%), and high leverage with a debt-to-equity ratio of 4.67.
StockPik's composite Value Score for CACC is 79/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
CACC shows revenue growing at 7% year-over-year, with earnings growing at 71%.