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Citigroup Inc. (C)

NYSE Large Cap

Financial Services › National Commercial Banks

$105.69
Market Cap: $184.9B
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 31% below Graham Number ($153.39) — significant margin of safety
  • Piotroski F-Score 3/9 — signs of financial weakness
  • ROE of 7.1% — below-average profitability
  • Revenue growing at 5% annually

Citigroup Inc. (C) is a Financial Services company operating in National Commercial Banks, listed on the NYSE , with a market capitalisation of $184.9 billion . Key value metrics: P/E ratio 12.3, P/B ratio 0.87, Piotroski F-Score 3 out of 9 .

Value Score

Key Metrics

P/E Ratio
12.27
0.87
EPS
$8.62
Div. Yield
2.2%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Citigroup Inc. — Fundamental Analysis Summary

Citigroup Inc. (C) is trading 31% below its Graham Number of $153.39 — a significant margin of safety by Benjamin Graham's standard. The stock carries a reasonable trailing P/E ratio of 12.3x.

On financial health, C shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 7.1% (sector average: 5.8%), and elevated leverage with a debt-to-equity ratio of 1.73.

StockPik's composite Value Score for C is 77/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

C shows revenue growing at 5% year-over-year, with earnings growing at 13%.

C pays a modest dividend yield of 2.2%.

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How is the Value Score calculated?
Read our full methodology →
What is the margin of safety?
How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
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