What is BYFC's Value Score?

Broadway Financial Corporation - Class A Common Stock (BYFC) has a StockPik Value Score of 45 out of 100 — a mid-range score, indicating moderate value characteristics. The Value Score is a composite ranking built from P/E ratio, P/B ratio, Graham Number, ROE, gross margin, debt-to-equity, current ratio, and Piotroski F-Score, calculated from SEC EDGAR annual filing data.

What is BYFC's Piotroski F-Score?

Broadway Financial Corporation - Class A Common Stock (BYFC) has a Piotroski F-Score of 2 out of 9 — a weak score indicating financial deterioration across multiple criteria. The F-Score assesses nine binary financial criteria across profitability, leverage, and operating efficiency. A score of 7–9 indicates a financially improving company; a score of 0–3 is a warning sign.

Is BYFC trading below its Graham Number?

BYFC is currently trading above its Graham Number. The stock price of $7.6 exceeds the Graham Number of $5.51, meaning it does not meet Graham's criterion for a margin of safety at the current price. The Graham Number is calculated as √(22.5 × EPS × Book Value Per Share) and represents Benjamin Graham's ceiling price for a defensive investor.

What is BYFC's Graham Number?

BYFC's Graham Number is $5.51, calculated using the Benjamin Graham formula √(22.5 × EPS × Book Value per Share). The Graham Number is an estimate of intrinsic value — the maximum price a defensive investor should pay. At the current price of $7.60, BYFC is trading 38% above its Graham Number.

What is BYFC's Piotroski F-Score?

BYFC's Piotroski F-Score is 2 out of 9, indicating weak financial health and possible deterioration. The Piotroski F-Score evaluates nine criteria across profitability, leverage, and operating efficiency. Scores of 7 or above are considered strong; 3 or below indicate financial weakness.

What is BYFC's P/E ratio?

BYFC's trailing P/E ratio is 190.0x — an elevated earnings multiple, potentially pricing in high growth expectations. The Financial Services sector average P/E is 18.1x. Compare against other Financial Services stocks in the StockPik screener.

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Broadway Financial Corporation - Class A Common Stock (BYFC)

NASDAQ Micro Cap

Financial Services › Savings Institution, Federally Chartered

$7.60

Market Cap: $65M

Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Mar 26, 2026

Investment Snapshot

Trading 38% above Graham Number — above intrinsic value estimate
Piotroski F-Score 2/9 — signs of financial weakness
Loss-making — negative ROE of -9.0%
Revenue declining 13% annually

Broadway Financial Corporation - Class A Common Stock (BYFC) is a Financial Services company operating in Savings Institution, Federally Chartered, listed on the NASDAQ , with a market capitalisation of $65 million . Key value metrics: P/E ratio 190.0, P/B ratio 0.25, Piotroski F-Score 2 out of 9 .

Value Score

out of 100

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Key Metrics

P/E Ratio

190.00

P/B Ratio

0.25

EPS

$-2.76

Div. Yield

—

PEG Ratio

—

P/S Ratio

—

EV/EBITDA

—

ROE

—

ROA

—

Gross Margin

—

Op. Margin

—

Net Margin

—

Debt/Equity

—

Current Ratio

—

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Current vs 5-Year Average

Based on 5 years of SEC filings

Net Margin

—

↑ +2.1pp avg —

Gross Margin

—

↑ +2.1pp avg —

Operating Margin

—

↑ +2.1pp avg —

Return on Equity

—

↑ +2.1pp avg —

Debt / Equity

—

↑ +2.1pp avg —

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Revenue & Net Income

Profit Margins

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EPS & Free Cash Flow Per Share

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Financial Statements

Metric	FY22	FY23	FY24
Revenue	$X.XB	$X.XB	$X.XB
Gross Profit	$X.XB	$X.XB	$X.XB
Operating Income	$X.XB	$X.XB	$X.XB
Net Income	$X.XB	$X.XB	$X.XB
EBITDA	$X.XB	$X.XB	$X.XB
Total Assets	$X.XB	$X.XB	$X.XB
Total Liabilities	$X.XB	$X.XB	$X.XB

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Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Broadway Financial Corporation - Class A Common Stock — Fundamental Analysis Summary

Broadway Financial Corporation - Class A Common Stock (BYFC) is currently trading 38% above its Graham Number of $5.51, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries an elevated trailing P/E ratio of 190.0x.

On financial health, BYFC shows a weak Piotroski F-Score of 2/9, a signal of deteriorating financial health, and negative return on equity of -9.0% (sector average: 5.8%), and manageable leverage with a debt-to-equity ratio of 0.33.

StockPik's composite Value Score for BYFC is 45/100 — reflecting current market or financial concerns. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

BYFC shows revenue declining at 13% year-over-year, with earnings declining at 57%.

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ATLCP	Atlanticus Holdings Corporation - 7.625% Series B Cumulative Perpetual Preferred Stock, no par value per share	$22.87	2.9	100
ATLCL	Atlanticus Holdings Corporation - 6.125% Senior Notes due 2026	$24.97	3.2	100
ACGLN	Arch Capital Group Ltd.	$16.52	1.4	100
ACGLO	Arch Capital Group Ltd.	$19.79	1.7	100

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How is the Value Score calculated?

Read our full methodology →

How is the Graham Number calculated?

Benjamin Graham's intrinsic value formula, worked examples, and how to use it →

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