What is BOW's Value Score?

Bowhead Specialty Holdings Inc. (BOW) has a StockPik Value Score of 72 out of 100 — a high score, indicating strong value characteristics across multiple metrics. The Value Score is a composite ranking built from P/E ratio, P/B ratio, Graham Number, ROE, gross margin, debt-to-equity, current ratio, and Piotroski F-Score, calculated from SEC EDGAR annual filing data.

What is BOW's Piotroski F-Score?

Bowhead Specialty Holdings Inc. (BOW) has a Piotroski F-Score of 3 out of 9 — a weak score indicating financial deterioration across multiple criteria. The F-Score assesses nine binary financial criteria across profitability, leverage, and operating efficiency. A score of 7–9 indicates a financially improving company; a score of 0–3 is a warning sign.

Is BOW trading below its Graham Number?

BOW is currently trading above its Graham Number. The stock price of $22.6 exceeds the Graham Number of $21.88, meaning it does not meet Graham's criterion for a margin of safety at the current price. The Graham Number is calculated as √(22.5 × EPS × Book Value Per Share) and represents Benjamin Graham's ceiling price for a defensive investor.

What is BOW's Graham Number?

BOW's Graham Number is $21.88, calculated using the Benjamin Graham formula √(22.5 × EPS × Book Value per Share). The Graham Number is an estimate of intrinsic value — the maximum price a defensive investor should pay. At the current price of $22.60, BOW is trading 3% above its Graham Number.

What is BOW's Piotroski F-Score?

BOW's Piotroski F-Score is 3 out of 9, indicating weak financial health and possible deterioration. The Piotroski F-Score evaluates nine criteria across profitability, leverage, and operating efficiency. Scores of 7 or above are considered strong; 3 or below indicate financial weakness.

Is BOW (Bowhead Specialty Holdings Inc.) undervalued?

BOW scores 72/100 on StockPik's Value Score, placing it in undervalued territory. The stock trades 3% above its Graham Number of $21.88.

What is BOW's P/E ratio?

BOW's trailing P/E ratio is 14.5x — a reasonable earnings multiple. The Financial Services sector average P/E is 18.1x. Compare against other Financial Services stocks in the StockPik screener.

What sector is Bowhead Specialty Holdings Inc. (BOW) in?

Bowhead Specialty Holdings Inc. (BOW) is in the Financial Services sector, specifically in the Fire, Marine & Casualty Insurance industry. Compare it against other Financial Services stocks by Value Score, P/E ratio, and Piotroski F-Score on StockPik.

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Bowhead Specialty Holdings Inc. (BOW)

NYSE Small Cap

Financial Services › Fire, Marine & Casualty Insurance

$22.60

Market Cap: $741M

Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

Trading 3% above Graham Number — above intrinsic value estimate
Piotroski F-Score 3/9 — signs of financial weakness
ROE of 11.4% — below-average profitability
Revenue growing at 30% annually

Bowhead Specialty Holdings Inc. (BOW) is a Financial Services company operating in Fire, Marine & Casualty Insurance, listed on the NYSE , with a market capitalisation of $741 million . Key value metrics: P/E ratio 14.5, P/B ratio 1.65, Piotroski F-Score 3 out of 9 .

Value Score

out of 100

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Key Metrics

P/E Ratio

14.52

P/B Ratio

1.65

EPS

$1.56

Div. Yield

—

PEG Ratio

—

P/S Ratio

—

EV/EBITDA

—

ROE

—

ROA

—

Gross Margin

—

Op. Margin

—

Net Margin

—

Debt/Equity

—

Current Ratio

—

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Current vs 5-Year Average

Based on 4 years of SEC filings

Net Margin

—

↑ +2.1pp avg —

Gross Margin

—

↑ +2.1pp avg —

Operating Margin

—

↑ +2.1pp avg —

Return on Equity

—

↑ +2.1pp avg —

Debt / Equity

—

↑ +2.1pp avg —

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Revenue & Net Income

Profit Margins

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EPS & Free Cash Flow Per Share

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Financial Statements

Metric	FY22	FY23	FY24
Revenue	$X.XB	$X.XB	$X.XB
Gross Profit	$X.XB	$X.XB	$X.XB
Operating Income	$X.XB	$X.XB	$X.XB
Net Income	$X.XB	$X.XB	$X.XB
EBITDA	$X.XB	$X.XB	$X.XB
Total Assets	$X.XB	$X.XB	$X.XB
Total Liabilities	$X.XB	$X.XB	$X.XB

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Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Bowhead Specialty Holdings Inc. — Fundamental Analysis Summary

Bowhead Specialty Holdings Inc. (BOW) is currently trading 3% above its Graham Number of $21.88, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries a reasonable trailing P/E ratio of 14.5x.

On financial health, BOW shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 11.4% (sector average: 5.8%), and manageable leverage with a debt-to-equity ratio of 0.33.

StockPik's composite Value Score for BOW is 72/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

BOW shows revenue growing at 30% year-over-year, with earnings growing at 41%.

Top Value Stocks in Financial Services

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ACIC	American Coastal Insurance Corporation	$11.36	5.1	100
ATLCP	Atlanticus Holdings Corporation - 7.625% Series B Cumulative Perpetual Preferred Stock, no par value per share	$22.87	2.9	100
ATLCL	Atlanticus Holdings Corporation - 6.125% Senior Notes due 2026	$24.97	3.2	100
ACGLN	Arch Capital Group Ltd.	$16.52	1.4	100
ACGLO	Arch Capital Group Ltd.	$19.79	1.7	100

Browse all Financial Services value stocks →

How is the Value Score calculated?

Read our full methodology →

How is the Graham Number calculated?

Benjamin Graham's intrinsic value formula, worked examples, and how to use it →

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