Back to Screener

California Bancorp \ CA (BCAL)

NASDAQ Small Cap

Financial Services › National Commercial Banks

$17.49
Market Cap: $565M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 10% below Graham Number — thin margin of safety
  • Piotroski F-Score 5/9 — moderate financial health
  • ROE of 5.2% — below-average profitability

California Bancorp \ CA (BCAL) is a Financial Services company operating in National Commercial Banks, listed on the NASDAQ , with a market capitalisation of $565 million . Key value metrics: P/E ratio 18.7, P/B ratio 0.98, Piotroski F-Score 5 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
18.74
0.98
EPS
$0.93
Div. Yield
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 3 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

California Bancorp \ CA — Fundamental Analysis Summary

California Bancorp \ CA (BCAL) is trading 10% below its Graham Number of $19.35, offering a thin margin of safety. The stock carries a reasonable trailing P/E ratio of 18.7x.

On financial health, BCAL shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 5.2% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.06.

StockPik's composite Value Score for BCAL is 92/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

BCAL shows earnings growing at 1,061%.

Top Value Stocks in Financial Services

Symbol Price P/E Score
ACIC $11.36 5.1 100
ATLCP $22.87 2.9 100
ATLCL $24.97 3.2 100
ACGLN $16.52 1.4 100
ACGLO $19.79 1.7 100
Stocks below Graham Number
Browse other stocks trading below intrinsic value, ranked by margin of safety
Stocks below book value
Other stocks trading at a discount to net assets (P/B < 1)
How is the Value Score calculated?
Read our full methodology →
What is the margin of safety?
How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
Previous
BC
Next
BCAR