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Axos Financial, Inc. (AX)

NYSE Mid Cap

Financial Services › Savings Institution, Federally Chartered

$84.68
Market Cap: $4.8B
Data as of Dec 31, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 12% below Graham Number — thin margin of safety
  • Piotroski F-Score 5/9 — moderate financial health
  • ROE of 15.4% — good return on equity

Axos Financial, Inc. (AX) is a Financial Services company operating in Savings Institution, Federally Chartered, listed on the NYSE , with a market capitalisation of $4.8 billion . Key value metrics: P/E ratio 10.7, P/B ratio 1.64, Piotroski F-Score 5 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
10.65
1.64
EPS
$7.95
Div. Yield
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Axos Financial, Inc. — Fundamental Analysis Summary

Axos Financial, Inc. (AX) is trading 12% below its Graham Number of $96.17, offering a thin margin of safety. The stock carries a low trailing P/E ratio of 10.7x.

On financial health, AX shows a moderate Piotroski F-Score of 5/9, and solid return on equity of 15.4% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.11.

StockPik's composite Value Score for AX is 77/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

AX shows revenue growing at 2% year-over-year, with earnings declining at 4%.

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