AmeriServ Financial Inc. - Common Stock (ASRV)
Financial Services › National Commercial Banks
Price History
Feb 9, 2026 — Aug 18, 2026Investment Snapshot
- Trading 57% below Graham Number ($9.05) — significant margin of safety
- Piotroski F-Score 3/9 — signs of financial weakness
- ROE of 6.9% — below-average profitability
- Revenue declining 6% annually
AmeriServ Financial Inc. - Common Stock (ASRV) is a Financial Services company operating in National Commercial Banks, listed on the NASDAQ , with a market capitalisation of $66 million . Key value metrics: P/E ratio 7.7, P/B ratio 0.53, Piotroski F-Score 3 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
AmeriServ Financial Inc. - Common Stock — Fundamental Analysis Summary
AmeriServ Financial Inc. - Common Stock (ASRV) is trading 57% below its Graham Number of $9.05 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 7.7x.
On financial health, ASRV shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 6.9% (sector average: 5.4%), and minimal leverage with a debt-to-equity ratio of 0.02.
StockPik's composite Value Score for ASRV is 95/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
ASRV shows revenue declining at 6% year-over-year, with earnings growing at 56%.
ASRV pays a solid dividend yield of 3.1%.