What is ARR's Value Score?

ARMOUR Residential REIT, Inc. (ARR) has a StockPik Value Score of 65 out of 100 — a mid-range score, indicating moderate value characteristics. The Value Score is a composite ranking built from P/E ratio, P/B ratio, Graham Number, ROE, gross margin, debt-to-equity, current ratio, and Piotroski F-Score, calculated from SEC EDGAR annual filing data.

What is ARR's Piotroski F-Score?

ARMOUR Residential REIT, Inc. (ARR) has a Piotroski F-Score of 4 out of 9 — a moderate score. The F-Score assesses nine binary financial criteria across profitability, leverage, and operating efficiency. A score of 7–9 indicates a financially improving company; a score of 0–3 is a warning sign.

Is ARR trading below its Graham Number?

ARR is currently trading above its Graham Number. The stock price of $16.98 exceeds the Graham Number of $13.85, meaning it does not meet Graham's criterion for a margin of safety at the current price. The Graham Number is calculated as √(22.5 × EPS × Book Value Per Share) and represents Benjamin Graham's ceiling price for a defensive investor.

What is ARR's Graham Number?

ARR's Graham Number is $13.85, calculated using the Benjamin Graham formula √(22.5 × EPS × Book Value per Share). The Graham Number is an estimate of intrinsic value — the maximum price a defensive investor should pay. At the current price of $16.98, ARR is trading 23% above its Graham Number.

What is ARR's Piotroski F-Score?

ARR's Piotroski F-Score is 4 out of 9, indicating moderate financial health. The Piotroski F-Score evaluates nine criteria across profitability, leverage, and operating efficiency. Scores of 7 or above are considered strong; 3 or below indicate financial weakness.

Is ARR (ARMOUR Residential REIT, Inc.) undervalued?

ARR scores 65/100 on StockPik's Value Score, an above-average rating. The stock trades 23% above its Graham Number of $13.85.

What is ARR's P/E ratio?

ARR's trailing P/E ratio is 37.5x — an elevated earnings multiple, potentially pricing in high growth expectations. The Financial Services sector average P/E is 19.3x. Compare against other Financial Services stocks in the StockPik screener.

Does ARMOUR Residential REIT, Inc. (ARR) pay a dividend?

Yes, ARR currently pays a dividend yield of 17.0%. View the full dividend and value analysis on StockPik.

What sector is ARMOUR Residential REIT, Inc. (ARR) in?

ARMOUR Residential REIT, Inc. (ARR) is in the Financial Services sector, specifically in the Real Estate Investment Trusts industry. Compare it against other Financial Services stocks by Value Score, P/E ratio, and Piotroski F-Score on StockPik.

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ARMOUR Residential REIT, Inc. (ARR)

NYSE Mid Cap

Financial Services › Real Estate Investment Trusts

$16.98

Market Cap: $2.1B

Data as of Mar 31, 2026 (TTM)

Price History

Feb 9, 2026 — May 18, 2026

Investment Snapshot

Trading 23% above Graham Number — above intrinsic value estimate
Piotroski F-Score 4/9 — moderate financial health
ROE of 2.4% — below-average profitability
High dividend yield of 17.0%

ARMOUR Residential REIT, Inc. (ARR) is a Financial Services company operating in Real Estate Investment Trusts, listed on the NYSE , with a market capitalisation of $2.1 billion . Key value metrics: P/E ratio 37.5, P/B ratio 0.90, Piotroski F-Score 4 out of 9 (moderate financial health) .

Value Score

out of 100

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Key Metrics

P/E Ratio

37.52

P/B Ratio

0.90

EPS

$0.45

Div. Yield

17.0%

PEG Ratio

—

P/S Ratio

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EV/EBITDA

—

ROE

—

ROA

—

Gross Margin

—

Op. Margin

—

Net Margin

—

Debt/Equity

—

Current Ratio

—

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Current vs 5-Year Average

Based on 5 years of SEC filings

Net Margin

—

↑ +2.1pp avg —

Gross Margin

—

↑ +2.1pp avg —

Operating Margin

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↑ +2.1pp avg —

Return on Equity

—

↑ +2.1pp avg —

Debt / Equity

—

↑ +2.1pp avg —

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Revenue & Net Income

Profit Margins

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EPS & Free Cash Flow Per Share

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Financial Statements

Metric	FY22	FY23	FY24
Revenue	$X.XB	$X.XB	$X.XB
Gross Profit	$X.XB	$X.XB	$X.XB
Operating Income	$X.XB	$X.XB	$X.XB
Net Income	$X.XB	$X.XB	$X.XB
EBITDA	$X.XB	$X.XB	$X.XB
Total Assets	$X.XB	$X.XB	$X.XB
Total Liabilities	$X.XB	$X.XB	$X.XB

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Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

ARMOUR Residential REIT, Inc. — Fundamental Analysis Summary

ARMOUR Residential REIT, Inc. (ARR) is currently trading 23% above its Graham Number of $13.85, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries an elevated trailing P/E ratio of 37.5x.

On financial health, ARR shows a moderate Piotroski F-Score of 4/9, and modest return on equity of 2.4% (sector average: 4.9%), and high leverage with a debt-to-equity ratio of 8.29.

StockPik's composite Value Score for ARR is 65/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

ARR shows earnings growing at 2,342%.

ARR pays a high dividend yield of 17.0%.

Top Value Stocks in Financial Services

Symbol	Name	Price	P/E	Score
ADAM	Adamas Trust, Inc. - Common Stock	$8.90	5.5	100
ACIC	American Coastal Insurance Corporation - Common Stock	$10.80	5.3	100
ATLCL	Atlanticus Holdings Corporation - 6.125% Senior Notes due 2026	$24.99	3.2	100
ACGLN	Arch Capital Group Ltd. - Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	$16.60	1.4	100
ACGLO	Arch Capital Group Ltd. - Depositary Shares Each Representing 1/1,000th Interest in a Share of5.45% Non-Cumulative Preferred Shares, Series F	$19.77	1.6	100

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How is the Value Score calculated?

Read our full methodology →

How is the Graham Number calculated?

Benjamin Graham's intrinsic value formula, worked examples, and how to use it →

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