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AMERISAFE, Inc. - Common Stock (AMSF)

NASDAQ Small Cap

Financial Services › Fire, Marine & Casualty Insurance

$33.10
Market Cap: $622M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Mar 24, 2026

Investment Snapshot

  • Trading 16% above Graham Number — above intrinsic value estimate
  • Piotroski F-Score 4/9 — moderate financial health
  • Strong ROE of 20.3% with 16.2% net margin
  • High dividend yield of 4.7%

AMERISAFE, Inc. - Common Stock (AMSF) is a Financial Services company operating in Fire, Marine & Casualty Insurance, listed on the NASDAQ , with a market capitalisation of $622 million . Key value metrics: P/E ratio 12.2, P/B ratio 2.47, Piotroski F-Score 4 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
12.19
2.47
EPS
$2.72
Div. Yield
4.7%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

AMERISAFE, Inc. - Common Stock — Fundamental Analysis Summary

AMERISAFE, Inc. - Common Stock (AMSF) is currently trading 16% above its Graham Number of $28.60, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries a reasonable trailing P/E ratio of 12.2x.

On financial health, AMSF shows a moderate Piotroski F-Score of 4/9, and strong return on equity of 20.3% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 3.49.

StockPik's composite Value Score for AMSF is 80/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

AMSF shows revenue growing at 3% year-over-year, with earnings declining at 15%.

AMSF pays a solid dividend yield of 4.7%.

Top Value Stocks in Financial Services

Symbol Price P/E Score
ACIC $11.36 5.1 100
ATLCP $22.87 2.9 100
ATLCL $24.97 3.2 100
ACGLN $16.52 1.4 100
ACGLO $19.79 1.7 100
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How is the Value Score calculated?
Read our full methodology →
How is the Graham Number calculated?
Benjamin Graham's intrinsic value formula, worked examples, and how to use it →
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