Affirm Holdings, Inc. - Class A Common Stock (AFRM)
Financial Services › Personal Credit Institutions
Price History
Feb 9, 2026 — May 24, 2026Investment Snapshot
- Trading 320% above Graham Number — above intrinsic value estimate
- Piotroski F-Score 5/9 — moderate financial health
- ROE of 8.4% — below-average profitability
- Revenue growing at 39% annually
Affirm Holdings, Inc. - Class A Common Stock (AFRM) is a Financial Services company operating in Personal Credit Institutions, listed on the NASDAQ , with a market capitalisation of $21.8 billion . Key value metrics: P/E ratio 68.9, P/B ratio 5.76, Piotroski F-Score 5 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Affirm Holdings, Inc. - Class A Common Stock — Fundamental Analysis Summary
Affirm Holdings, Inc. - Class A Common Stock (AFRM) is currently trading 320% above its Graham Number of $15.53, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries an elevated trailing P/E ratio of 68.9x.
On financial health, AFRM shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 8.4% (sector average: 4.9%), and high leverage with a debt-to-equity ratio of 2.35.
StockPik's composite Value Score for AFRM is 29/100 — reflecting current market or financial concerns. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
AFRM shows revenue growing at 39% year-over-year, with earnings growing at 110%.