Affinity Bancshares, Inc. - Common Stock (AFBI)
Financial Services › Savings Institutions, Not Federally Chartered
Price History
Feb 9, 2026 — Mar 24, 2026Investment Snapshot
- Trading 22% below Graham Number ($24.70) — significant margin of safety
- Piotroski F-Score 5/9 — moderate financial health
- ROE of 6.2% — below-average profitability
Affinity Bancshares, Inc. - Common Stock (AFBI) is a Financial Services company operating in Savings Institutions, Not Federally Chartered, listed on the NASDAQ , with a market capitalisation of $117 million . Key value metrics: P/E ratio 14.8, P/B ratio 0.92, Piotroski F-Score 5 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Affinity Bancshares, Inc. - Common Stock — Fundamental Analysis Summary
Affinity Bancshares, Inc. - Common Stock (AFBI) is trading 22% below its Graham Number of $24.70 — a significant margin of safety by Benjamin Graham's standard. The stock carries a reasonable trailing P/E ratio of 14.8x.
On financial health, AFBI shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 6.2% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 6.38.
StockPik's composite Value Score for AFBI is 87/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
AFBI shows earnings growing at 53%.