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ATLANTIC AMERICAN CORP (AAME)

NASDAQ Micro Cap

Financial Services › Life Insurance

$2.53
Market Cap: $52M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 37% below Graham Number ($4.00) — significant margin of safety
  • Piotroski F-Score 5/9 — moderate financial health
  • ROE of 2.5% — below-average profitability

ATLANTIC AMERICAN CORP (AAME) is a Financial Services company operating in Life Insurance, listed on the NASDAQ , with a market capitalisation of $52 million . Key value metrics: P/E ratio 19.1, P/B ratio 0.47, Piotroski F-Score 5 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
19.13
0.47
EPS
$0.13
Div. Yield
0.8%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

ATLANTIC AMERICAN CORP — Fundamental Analysis Summary

ATLANTIC AMERICAN CORP (AAME) is trading 37% below its Graham Number of $4.00 — a significant margin of safety by Benjamin Graham's standard. The stock carries a reasonable trailing P/E ratio of 19.1x.

On financial health, AAME shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 2.5% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 2.94.

StockPik's composite Value Score for AAME is 80/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

AAME shows revenue growing at 1% year-over-year, with earnings declining at 2,396%.

AAME pays a modest dividend yield of 0.8%.

Top Value Stocks in Financial Services

Symbol Price P/E Score
ATLCP $22.87 2.9 100
ATLCL $24.97 3.2 100
ACGLN $16.52 1.4 100
ACGLO $19.79 1.7 100
ACIC $11.36 5.1 100
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How is the Value Score calculated?
Read our full methodology →
What is the margin of safety?
How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
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