Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 94% above Graham Number — above intrinsic value estimate
- Piotroski F-Score 3/9 — signs of financial weakness
- Strong ROE of 32.6% with 38.1% net margin
- Revenue growing at 62% annually
Exzeo Group, Inc. (XZO) is a Technology company operating in Services-Prepackaged Software, listed on the NYSE , with a market capitalisation of $1.3 billion . Key value metrics: P/E ratio 16.2, P/B ratio 5.26, Piotroski F-Score 3 out of 9 .
Value Score
Key Metrics
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Exzeo Group, Inc. — Fundamental Analysis Summary
Exzeo Group, Inc. (XZO) is currently trading 94% above its Graham Number of $7.57, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries a reasonable trailing P/E ratio of 16.2x.
On financial health, XZO shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and strong return on equity of 32.6% (sector average: -3.1%), and manageable leverage with a debt-to-equity ratio of 0.37.
StockPik's composite Value Score for XZO is 67/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
XZO reports a high gross margin of 60.4% (sector average: 41.3%) and a strong operating margin of 48.8%.
XZO shows revenue growing at 62% year-over-year, with earnings growing at 83%.