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U-Haul Holding Company (UHAL)

NYSE

Consumer Cyclical › Services-Auto Rental & Leasing (No Drivers)

$42.19
Data as of Dec 31, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 90% below Graham Number ($416.47) — significant margin of safety
  • Piotroski F-Score 3/9 — signs of financial weakness
  • ROE of 4.5% — below-average profitability

U-Haul Holding Company (UHAL) is a Consumer Cyclical company operating in Services-Auto Rental & Leasing (No Drivers), listed on the NYSE . Key value metrics: P/E ratio 1.4, Piotroski F-Score 3 out of 9 .

Value Score

Key Metrics

P/E Ratio
1.35
EPS
$31.15
Div. Yield
2.0%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Consumer Cyclical stocks →

U-Haul Holding Company — Fundamental Analysis Summary

U-Haul Holding Company (UHAL) is trading 90% below its Graham Number of $416.47 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 1.4x.

On financial health, UHAL shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 4.5% (sector average: 1.7%), and elevated leverage with a debt-to-equity ratio of 1.04.

StockPik's composite Value Score for UHAL is 47/100 — reflecting current market or financial concerns. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

UHAL reports a high gross margin of 96.0% (sector average: -36.6%) and a solid operating margin of 10.7%.

UHAL shows revenue growing at 4% year-over-year, with earnings declining at 42%.

UHAL pays a modest dividend yield of 2.0%.

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