What is MSIF's Value Score?

MSC Income Fund, Inc. (MSIF) has a StockPik Value Score of 75 out of 100 — a high score, indicating strong value characteristics across multiple metrics. The Value Score is a composite ranking built from P/E ratio, P/B ratio, Graham Number, ROE, gross margin, debt-to-equity, current ratio, and Piotroski F-Score, calculated from SEC EDGAR annual filing data.

What is MSIF's Piotroski F-Score?

MSC Income Fund, Inc. (MSIF) has a Piotroski F-Score of 3 out of 9 — a weak score indicating financial deterioration across multiple criteria. The F-Score assesses nine binary financial criteria across profitability, leverage, and operating efficiency. A score of 7–9 indicates a financially improving company; a score of 0–3 is a warning sign.

Is MSIF trading below its Graham Number?

MSIF is currently trading below its Graham Number. The stock price of $13.47 is 40.8% below the Graham Number of $22.77, representing a margin of safety by Benjamin Graham's definition. The Graham Number is calculated as √(22.5 × EPS × Book Value Per Share) and represents Benjamin Graham's ceiling price for a defensive investor.

What is MSIF's Graham Number?

MSIF's Graham Number is $22.77, calculated using the Benjamin Graham formula √(22.5 × EPS × Book Value per Share). The Graham Number is an estimate of intrinsic value — the maximum price a defensive investor should pay. At the current price of $13.47, MSIF is trading 41% below its Graham Number.

What is MSIF's Piotroski F-Score?

MSIF's Piotroski F-Score is 3 out of 9, indicating weak financial health and possible deterioration. The Piotroski F-Score evaluates nine criteria across profitability, leverage, and operating efficiency. Scores of 7 or above are considered strong; 3 or below indicate financial weakness.

Is MSIF (MSC Income Fund, Inc.) undervalued?

MSIF scores 75/100 on StockPik's Value Score, placing it in undervalued territory. The stock trades 41% below its Graham Number of $22.77.

What is MSIF's P/E ratio?

MSIF's trailing P/E ratio is 9.4x — a low earnings multiple, suggesting the stock may be undervalued relative to its earnings.

Does MSC Income Fund, Inc. (MSIF) pay a dividend?

Yes, MSIF currently pays a dividend yield of 9.4%. View the full dividend and value analysis on StockPik.

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MSC Income Fund, Inc. (MSIF)

NYSE Small Cap

$13.47

Market Cap: $620M

Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

Trading 41% below Graham Number ($22.77) — significant margin of safety
Piotroski F-Score 3/9 — signs of financial weakness
ROE of 8.9% — below-average profitability
High dividend yield of 9.4%

MSC Income Fund, Inc. (MSIF) is a publicly traded company, listed on the NYSE , with a market capitalisation of $620 million . Key value metrics: P/E ratio 9.4, P/B ratio 0.84, Piotroski F-Score 3 out of 9 .

Value Score

out of 100

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Key Metrics

P/E Ratio

9.38

P/B Ratio

0.84

EPS

$1.44

Div. Yield

9.4%

PEG Ratio

—

P/S Ratio

—

EV/EBITDA

—

ROE

—

ROA

—

Gross Margin

—

Op. Margin

—

Net Margin

—

Debt/Equity

—

Current Ratio

—

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Current vs 5-Year Average

Based on 4 years of SEC filings

Net Margin

—

↑ +2.1pp avg —

Gross Margin

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↑ +2.1pp avg —

Operating Margin

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↑ +2.1pp avg —

Return on Equity

—

↑ +2.1pp avg —

Debt / Equity

—

↑ +2.1pp avg —

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Revenue & Net Income

Profit Margins

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EPS & Free Cash Flow Per Share

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Financial Statements

Metric	FY22	FY23	FY24
Revenue	$X.XB	$X.XB	$X.XB
Gross Profit	$X.XB	$X.XB	$X.XB
Operating Income	$X.XB	$X.XB	$X.XB
Net Income	$X.XB	$X.XB	$X.XB
EBITDA	$X.XB	$X.XB	$X.XB
Total Assets	$X.XB	$X.XB	$X.XB
Total Liabilities	$X.XB	$X.XB	$X.XB

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Data sourced from SEC EDGAR and Polygon.io. Methodology.

MSC Income Fund, Inc. — Fundamental Analysis Summary

MSC Income Fund, Inc. (MSIF) is trading 41% below its Graham Number of $22.77 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 9.4x.

On financial health, MSIF shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 8.9%, and manageable leverage with a debt-to-equity ratio of 0.82.

StockPik's composite Value Score for MSIF is 75/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

MSIF shows earnings growing at 57%.

MSIF pays a high dividend yield of 9.4%.

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How is the Value Score calculated?

Read our full methodology →

What is the margin of safety?

How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →

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