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ACI WORLDWIDE, INC. (ACIW)

NASDAQ Mid Cap

Technology › Services-Prepackaged Software

$40.89
Market Cap: $4.2B
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 44% above Graham Number — above intrinsic value estimate
  • Piotroski F-Score 7/9 — financially strong with improving fundamentals
  • ROE of 16.0% — good return on equity
  • Revenue growing at 10% annually

ACI WORLDWIDE, INC. (ACIW) is a Technology company operating in Services-Prepackaged Software, listed on the NASDAQ , with a market capitalisation of $4.2 billion . Key value metrics: P/E ratio 17.1, P/B ratio 2.74, Piotroski F-Score 7 out of 9 (strong financial health) .

Value Score

Key Metrics

P/E Ratio
17.06
2.74
EPS
$2.40
Div. Yield
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Technology stocks →

ACI WORLDWIDE, INC. — Fundamental Analysis Summary

ACI WORLDWIDE, INC. (ACIW) is currently trading 44% above its Graham Number of $28.38, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries a reasonable trailing P/E ratio of 17.1x.

On financial health, ACIW shows a strong Piotroski F-Score of 7/9, indicating improving fundamentals across profitability, leverage, and efficiency, and solid return on equity of 16.0% (sector average: -3.1%), and manageable leverage with a debt-to-equity ratio of 0.54.

StockPik's composite Value Score for ACIW is 85/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

ACIW reports a solid gross margin of 49.8% (sector average: 41.3%) and a solid operating margin of 19.9%.

ACIW shows revenue growing at 10% year-over-year, with earnings growing at 12%.

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How is the Value Score calculated?
Read our full methodology →
How is the Graham Number calculated?
Benjamin Graham's intrinsic value formula, worked examples, and how to use it →
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